Terms of Use

The rules governing your use of Tonic Pro. Please read these before using the service.

Last updated: 11 July 2026

Not financial advice. Tonic Pro is a personal finance organisational tool. Nothing in this service or these terms constitutes financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.

1. Agreement to These Terms

By creating an account or using Tonic Pro (“the Service”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, you must not use the Service.

These Terms are between you and GetTonic (“we”, “us”, “our”), the operator of Tonic Pro at pro.gettonic.co.uk.

2. What Tonic Pro Does

Tonic Pro allows you to:

Import bank transaction data from CSV files exported by your bank
Categorise transactions and set monthly spending budgets
View spending summaries, trends, and budget comparisons
Manage multiple bank accounts and credit cards

Tonic Pro does not connect to your bank, access your online banking credentials, or use Open Banking. All financial data enters the app only when you explicitly import a CSV file.

3. Eligibility

You must be at least 18 years old to use the Service.
The Service is intended primarily for UK residents.
You must provide accurate information when creating your account.
You may only hold one account per person.

4. Subscription and Billing

Item	Detail
Price	£9.99 per month (inclusive of VAT where applicable)
Billing cycle	Monthly, charged on the same date each month
Free trial	14 days from sign-up. No payment card required to start.
After trial	A payment method must be added to continue. If no card is added, your subscription is paused (not cancelled) — you can resume it at any time via Account Settings.
Cancellation	Cancel anytime via Account Settings or by emailing hello@gettonic.co.uk. Access continues until the end of the current billing period.
Refunds	We do not offer refunds for partial months already charged. If you believe a charge was made in error, contact us within 14 days.
Price changes	We will give at least 30 days' notice before changing the subscription price.

Payments are processed by Stripe. By providing payment details, you also agree to Stripe's terms of service. We never store your card number.

5. Your Data

You own your financial data. We process it only to provide the Service as described in our Privacy Policy. You can export your transaction data at any time from within the app.

On account closure, your transaction data will be retained for 90 days (so you can reactivate and retrieve it) and then permanently deleted. Billing records are retained for 7 years as required by UK law.

6. Acceptable Use

You agree not to:

Use Tonic Pro for any commercial financial advisory or accounting service
Share your login credentials with other people
Attempt to reverse-engineer, scrape, or extract data from the platform
Upload malicious files or attempt to compromise our infrastructure
Circumvent subscription controls or access the Service without a valid subscription
Use the Service in any unlawful way or in violation of any applicable regulation

7. Service Availability

We aim for high availability but do not guarantee uninterrupted service. Planned maintenance will be communicated in advance where reasonably practicable. We are not liable for losses caused by temporary unavailability of the Service.

8. Intellectual Property

The Tonic Pro application, brand, design, and all associated content are the intellectual property of GetTonic. We grant you a limited, personal, non-transferable, non-exclusive licence to use the Service for your own personal finance management. You may not copy, modify, distribute, or create derivative works of any part of the Service.

9. Disclaimer of Warranties

The Service is provided “as is” and “as available” without any warranty of any kind, express or implied, including but not limited to warranties of accuracy, fitness for a particular purpose, or non-infringement.

We do not warrant that transaction categorisation, budget calculations, or any other outputs produced by the Service are accurate or complete. You are responsible for verifying the accuracy of imported data.

10. Limitation of Liability

To the maximum extent permitted by applicable law, our total liability to you for any claims arising from use of the Service is limited to the total amount you paid us in the 3 months preceding the event giving rise to the claim.

We are not liable for any indirect, incidental, special, or consequential losses, including but not limited to loss of profits, financial loss, loss of data, or loss of opportunity, even if we have been advised of the possibility of such losses.

Nothing in these Terms limits liability for death or personal injury caused by our negligence, fraud, or any other matter that cannot be excluded by English law.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by email at least 14 days before they take effect. Continued use of the Service after that date constitutes acceptance of the updated Terms.

12. Termination

We may suspend or terminate your account if you breach these Terms, fail to pay a valid subscription charge, or if we reasonably believe your use poses a security risk to us or other users. We will give you notice before doing so except in cases of serious breach or fraud.

13. Governing Law and Disputes

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Before raising a formal dispute, please contact us at hello@gettonic.co.uk — we aim to resolve issues informally within 14 days.

14. Contact

GetTonic
Email: hello@gettonic.co.uk
Website: pro.gettonic.co.uk